Appraisal services for Little Rock and Pulaski County homeowners

The top seven reasons why AR homeowners need Westbrook Appraisal Service, Inc:

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge Pulaski county's assessment of your property
To cut their monthly mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
In the case of a AR divorce, when real estate property needs to be divided
To determine the true market value of property in question to settle an estate

Own a home in or near Little Rock, AR and need help deciding the price of it?
Contact Westbrook Appraisal Service, Inc.

We at Westbrook Appraisal Service, Inc understand the unique needs of a customer in need of appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, lawyers, and accountants. As our valued client, we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our conclusions.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Westbrook Appraisal Service, Inc, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value estimation than yours.

PMI Removal Appraisals

An attractive money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Westbrook Appraisal Service, Inc, we're qualified in helping people just like you rid themselves of unnecessary PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your home overvalued if your house is not appreciating as much as other properties close to yours. This only means you are going to pay higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from Westbrook Appraisal Service, Inc is your #1 weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

If your property is near a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be troublesome from a cash flow point of view, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Westbrook Appraisal Service, Inc can help you reinstate your home equity line of credit with efficient appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you'd wish to have a professional double-check it for precision or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Westbrook Appraisal Service, Inc can go out and check the subject and comparables in a field review. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Westbrook Appraisal Service, Inc can help with that too. While typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your property.